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Preparing For Retirement
'Open' Training Programmes
Who Should Attend?
We recommend that employees attend this programme at least three years prior to retirement. By doing so those attending have time to prepare rather than do everything at the last minute.
It’s essential that female employees or the partners of male employees attend before age 60 if that is their state pension age even if they intend to work past this age.
If they don’t they risk losing thousands of pounds of state pension by failing to have paid sufficient national insurance contributions to earn the minimum 25% basic state pension.
We do urge employers to allow partners, other family members or a friend to accompany the retiree. This is because retirement will affect all those that they interact with whether family or friends.
What Subjects Are Discussed
"I should have attended a course like this 20 years ago!" Brian |
Because most people worry if they’ll have sufficient money in retirement, ensuring finances are planned thoroughly is dealt with comprehensively. There is, however, a lot more to consider than where to save or invest with little or no risk. We look at tax allowances and how to protect savings against the effects of inflation.
The benefits available from the state are outlined as are the qualifications for the state pension. Top-ups available for those on low incomes or for those caring for sick and elderly relations are discussed too.
There are usually sessions on health issues such as the benefits of exercising, health check-ups and enjoying food and drink.
You can learn the pros and cons of making wills, and the risks you subject those you love too if you don’t. The importance of Powers of Attorney for single people or concerning elderly relatives and guardianship of grandchildren are also discussed.
Suggestions concerning the use of the additional leisure time is covered. Whether it is for further paid or voluntary work, holidays or activities that continue to stretch and motivate you. The importance of setting new goals and challenges is considered along with new importance of establishing a new identity or status.
Many people consider moving property at retirement. This is discussed as are safety, security, mortgage and insurance aspects. We look too at care in the community and safeguarding your property if residential care became necessary.
The Style used
With our retirement courses we are very careful not to embarrass people regarding their private affairs. No-one has to make speeches, complete tests or even make notes. The style is informal and conversational. We use a lot of humour and even award a prize. There is usually an opportunity to discuss private matters with certain speakers outside of the group sessions if you wish to.
Additional Help
At the end of the course we issue to each delegate (or couple) a course pack in an attractive wallet. It contains a copy of our book 'Retirement - A Positive Approach' as well as a very comprehensive collection of booklets and leaflets relevant to all aspects of retirement
Participants may also contact us for free of charge advice at any time following a course. This can be for additional help on state benefits, health issues, wills or anything else covered on the course.
Example Programmes
Click HERE for a one-day sample programme and HERE for a two-day sample programme, to get an idea of the content and layout of a typical Open course.
Prices
Two day Open Courses
£275 (plus VAT) per employee |
One day Open Seminars:
£150 (plus VAT) per individual £250 (plus VAT) per couple |
Dates and venues 2008/09
| Oakham* | 12-13 November 2008 | |
| Wallingford | 22-23 January 2009 | |
| Oakham* | 10-11 February 2009 | |
| Newcastle | 20 February 2009 | |
| Bristol | 20 March 2009 | |
| London | 24 April 2009 | |
| Edinburgh | 8 May 2009 | |
| Wakefield | 15 May 2009 | |
| Wallingford | 21-22 May 2009 | |
| Cardiff | 12 June 2009 | |
| Manchester | 19 June 2009 | |
| Wallingford | 24-25 Sept 2009 |
* Oakham courses are administered by EEF Barleythorpe and differ in price, due to accommodation being included. See the Barleythorpe website for details
A couple relax at Shillingford Bridge Hotel, near Wallingford
Retirement Education Services Ltd. 16 St. Mary’s Street, Wallingford, Oxon, OX10 0EW
Phone: 01491 833696 Fax: 01491 839913 Email: training@res-ltd.net