|
|
SENIOR EXECUTIVE RETIREMENT PLANNING
WHY DO I NEED TO ATTEND?
|
|
Senior Executives in particular are used to decision taking and problem solving. They prefer to take control of situations. Once work ends they tend to dominate their new work place - the home. This can irritate at least and sometimes anger a partner who has managed the home affairs perfectly well for decades. In our view, retirees, regardless of status fail to give sufficient thought to their retirement and certainly underestimate its effect on their partner, if they have one. Partners welcome an opportunity to discuss their own concerns informally, even fears of being together seven days a week, 24 hours a day.
Having been used to being in control of considerable resources and managing staff and situations, home life can seem boring and frustrating in comparison. Family and friends will be in the firing line of this discontentment. We will dicuss our belief that there are sufficient new challenges available to match those experienced and enjoyed at work. However, these will now be on your own terms, thereby removing many of the unwelcome stresses experienced by those in demanding jobs. It is surprising how often we witness couples not 'singing from the same hymn sheet' as far as retirement is concerned. WILL I BE SITTING AND LISTENING ALL THE TIME? We certainly hope not. As successful senior executives we would expect that you and your partner, if applicable, will join in fully. Whilst the topics covered will be led by experienced presenters we would hope your questions will be searching and maybe even confrontational! Where we can, we ask delegates to discuss topics in small groups and we change these groups so that everyone mixes. Sometimes we hold lighthearted competitions between ladies and men. Rest assured no-one is forced to make a speech and there are no tests or exams!!
No, it most definately isn't. Whilst money is an important foundation to enjoying and fulfilling retirement plans and dreams, we do not let it dominate the programme. In our experience most people nearing retirement age have already had to plan and indeed will have implemented their financial planning. In addition, we invite delegates on each course to return to us beforehand their own questions on any topic about which they have a particular interest. There will be an opportunity during the programme to discuss issues privately, as sometimes participants would not wish to ask certain personal questions in front of other delegates. WHAT ELSE WILL WE DISCUSS? The following are topics that our programmes will usually include: |
IS IT ALL ABOUT MONEY?
Adjustment to your Lifestyle Most senior executive roles are demanding and all-absorbing. The end of work can conjure up significant losses of status, challenges, job satisfaction and responsibility. These situations are discussed and participants are encouraged to consider how retirement can be planned to provide new challenges.
|
|
Property About 15% of British people make some form of house move at, or around retirement. Almost half of these moves are regretted, so we discuss the pros and cons whether it be for a move within the UK or abroad. Taxation, Wills and Trusts Ensuring you do not pay tax unnecessarily in retirement is a fundamental part of our programme. This extends to children, grandchildren or other dependants so far as your estate is concerned. Included within this area is the importance of a well-structured will and increasing need to consider putting assets into trust.
|
|
Investment Strategies A comprehensive overview of investment opportunities is outlined. This includes savings that protect against inflation, that provide income and/or growth but most importantly, are safe or low risk. Alternatively you can discuss how to plan and manage your own investment portfolio and be as adventurous as suits your pocket.
|
|
Power of Attorney More people than ever are entering single retirement. Add this to the increased threat of terrorism that exists in this second millenium and the need for power of attorney becomes acute. Both for retirees and elderly parents that may be cared for, and enduring power of attorney can be appropriate. If you have children under 18 or grandchildren, has guardianship been addressed?
|
|
State Benefits Most senior executives retire well before state retirement age. It is important therefore to understand the National Insurance repercussions of early retirement. Add to this the question of pension eligibility for a partner, along with State Benefits that elderly parents may not be claiming, and an interesting session is assured!
|
|
Health considerations
A comprehensive look at health issues is included. Sometimes the approach is conducted by a medical practitioner; on other occasions it leans more towards stress management or overall wellbeing. Mental as well as physical health is discussed. In addition a light-hearted quiz is held to highlight some surprising facts on food, alcohol, smoking and exercise.
|
|
Time Management Opportunities
Retired Executives will have upwards of 2,500 extra waking hours to fill. We outline ways of doing so. It is important to continue to stretch yourself mentally. This may be through paid consultancy, returning to education or through voluntary work at home or abroad. there are countless opportunities to travel, whether trekking in Peru, cycling in france or horse riding in America. Perhaps a charity walk in the Himalayas may appeal. There will be plenty of time to indulge existing hobbies or sports or to take up new ones.
|
|
WHO ARE THE TUTORS AND WHAT DO THEY KNOW?
|
|
|
|
Yvonne Le Page B.Ed (Hons) has been a Health Promotion Officer with the Guernsey Health Board for several years. She is currently managing the Health Promotion Unit. Yvonne is a qualified teacher as well as holding diplomas in Health Education. Born on Guernsey, Yvonne provides an interesting insight into life on the island. |
|
Trevor Wintle is a retired Doctor who has developed a keen interest in health issues in retirement. A former England Rugby International, Trevor remains an active sportsperson who has never been busier than at present. |
|
Zandra Houston heads the private client department of an Oxford based solicitors. she specialises in trusts and probate, wills and personal inheritence tax planning. Zandra is a member of the Society of Trust and Estate Practitioners. |
|
David Edwards has worked in financial services for about 35 years. For a good number of these years he has held senior management positions in companies specialising in providing financial planning for those approaching retirement. He Regularly contributes to the financial media and lectures at the Institute of Directors. A very humorous speaker. |
|
Gary Knight is an indepedent financial advisor with over twenty years experience in planning for retirement. Gary holds the advanced financial planning certificate in pensions and specialises in advising clients on their investment strategy. A family man keen on all sport he has a relaxed style, making a complicated topic more easily understood. NB. This represents only a selection of our many speakers. |
Venues
|
Coombe Abbey, Coventry Originally a 12th Century Cistercian Abbey, the hotel offers a haven of peace and tranquility. Crossing the moat bridge takes you into the cloistered entrance and the sumptuous décor. The hotel which has extensive grounds to walk in, provides regular mediaeval banquets as well as providing more intimate dining and meeting rooms filled with interesting furnishings. Overall, visiting Coombe Abbey is a unique experience. |
|
Cricklade Hotel and Country Club Near Swindon http://www.crickladehotel.co.uk/ The Cricklade Hotel and Country Club stands in 30 acres of peaceful, secluded grounds on the edge of the Cotswolds with its elevated position offering wonderful views over the Wiltshire countryside.
|
We currently run these courses over a weekend, beginning just before midday on Saturday and finishing on the Monday afternoon. The total cost of the course includes accommodation for Saturday and Sunday night.
2008 Dates and Prices
Sat 26th to Mon 28th July 2008 |
Cricklade | £500 (plus VAT) per individual, £825 (plus VAT) per couple |
| Sat 1st to Mon 3rd November 2008 | Coombe Abbey |
* The Coombe Abbey course this year will include an entertaining Mediaeval Banquet as one of the evening meals! See the Coombe Abbey website for further information
Retirement Education Services Ltd. 16 St. Mary’s Street, Wallingford, Oxon, OX10 0EW
Phone: 01491 833696 Fax: 01491 839913 Email: training@res-ltd.net